Chris MacKay Primary Disclosure Statement
(Authorised Financial Adviser)
Name and registration number of Christopher Gavin MacKay
|✘ Fees only||My services are only paid for by the fees that you pay. I do not receive payments from other people or organisations that might influence my advice.|
|✔ Fees||My services are paid for by the fees that you pay as well as in other ways.|
|✔ Commissions||There are situations in which my employer will be paid by other organisations. How much that payment will be depends on the decisions that you make.|
|✔ Extra payments from my employer||I may receive extra payments from my employer depending upon the decisions that you make.|
|✔ Non-financial benefits||Other organisations may give my employer and me non-financial benefits from other organisations depending on the decisions that you make.|
I am required to tell you the specific fees, commissions, extra payments, and other benefits that I have received or will, or may, receive in relation to the services that I provide to you. I must tell you these things before I give you advice or, if that is not practicable, as soon as practicable after I give you that advice.
As an Authorised Financial Adviser, I must comply with the Code of Professional Conduct for Authorised Financial Advisers. I also have other obligations under the Financial Advisers Act 2008 (including regulations made under that Act) and under the general law.
If you have a problem, concern, or complaint about any part of my service, please tell my employer so that my employer can try to fix the problem.
You may contact the internal complaints scheme by writing to the Compliance Manager, Chris MacKay Financial Planning Limited, P.O. Box 31440, Lower Hutt 5040.
If we cannot agree on how to fix the issue, or if you decide not to use the internal complaints scheme, you can contact the Insurance & Financial Services Ombudsman.
This service will cost you nothing and will help us resolve any disagreements. You can contact the Insurance & Financial Services Ombudsman at:-
Address: P.O. Box 10-845, Wellington 6143
Telephone: 0800 888 202
If you have a question about anything in this disclosure statement or you would like to know anything more about me, please ask me.
If you have a question about financial advisers generally, you can contact the Financial Markets Authority.
You can check that I am a registered financial services provider and an Authorised Financial Adviser at http://www.fspr.govt.nz
The Financial Markets Authority authorises and regulates financial advisers. Contact the Financial Markets Authority for more information, including financial tips and warnings.
You can report information or complain about my conduct to the Financial Markets Authority, but in the event of a disagreement, you may choose to first use the dispute resolution procedures described above (under What should you do if something goes wrong?).
I, Christopher Gavin MacKay declare that, to the best of my knowledge and belief, the information contained in this disclosure statement is true and complete and complies with the disclosure requirements in the Financial Advisers Act 2008 and the Financial Advisers (Disclosure) Regulations 2010.